Insurance Overview
For the majority of us there is a trigger point in our life when we consider taking out an insurance policy.
Buying a home with a mortgage
Having children
Getting married
Experiencing serious illness or Injury
Losing a loved one or someone we know
Many of us will know or know of someone who has passed away or suffered a serious illness. Either of these things can have a devastating effect on a family and their finances.
While most of us would regard ourselves as relatively fit and healthy, we don’t know what is around the corner, and the best thing we can do is to be prepared should something unexpected happen.
What would the impact be on our finances if we were unable to work long term due to serious illness or injury or if you died prematurely?
Employers sick pay is limited, death in service benefit has limits, savings will only last so long and family assistance has it’s limits for everyone too.
Our mortgage and protection specialist can help by creating a comprehensive plan for you to ensure that you have the right cover in the right areas so that in the event that something happens to you, you and your family will be financially secure.
If you are single with no financial dependents, it is still crucial that you have something in place to protect your income incase you are ever unable to work long term due to illness or injury as you will not have the added security of a partner’s salary to fall back on.
If you become seriously ill or pass away, having the right policy in place can help alleviate much of the financial pressure that can come from losing your income.
West End Mortgages are independent insurance brokers and can research the whole of the market to ensure that you have the right policy to suit your needs.
Even if you have been declined in the past, suffered a serious illness or injury previously, please speak to us to see what options may be available to you.
We will manage the whole process for you from end to end to ensure that your new policy, with the correct level of cover, is arranged in a timely manner.
We will review any existing policies to ensure that they are fit for purpose, and can also assist should you need to make any changes to existing policies e.g. a change to your mortgage, your income, or having children.
